Online money scams
A money scam is any payment obtained through deception online: a fake partner in a hurry, a fake investment adviser, a fake relative, an “investment” that doesn’t exist. The rule is simple: someone you’ve never met in person who asks you for money should be treated as suspect.
The most common forms
- The urgent request: health, customs, a plane ticket, a deposit.
- The fake investment or fake cryptocurrency, with promised returns.
- A request for gift cards or an instant transfer.
- The fake favor: receive then reship a parcel or a transfer.
Warning signs
- Urgency: you’re rushed so you can’t think.
- Secrecy: “don’t tell anyone”, “this is between us”.
- A payment method that’s hard to reverse: transfer, crypto, gift cards.
- High returns presented as risk-free.
What to do before you pay
- Stop the moment you’re being rushed.
- Verify the identity through a channel other than the contact.
- Check the profile or number on NoDuble.
- Talk to someone you trust, or your bank, before any payment.
If you’ve already sent money
Act within the hour; time matters most.
Contact your bank to try to block or recall the payment.
Keep the evidence: conversations, transfer references, wallet addresses.
File a report and see where to report by country.
Be wary of offers to “recover your funds” for an upfront fee: that’s a second scam.
Frequently asked questions
Can I get the money back?
Sometimes, by acting very fast with your bank. There’s no guarantee, and no one can promise a refund.
Can an instant transfer be cancelled?
It’s hard once it’s confirmed. Contact your bank immediately, don’t wait.
Is a request for money always a scam?
Not always, but it’s the most serious signal from someone you’ve never met. When in doubt, don’t pay.
Real stories from victims
In the news
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